How to Make Money – Banking & Insurance – Part I

Royal Exchange and The Bank of England

From How to Make Money; and How to Keep it, Or, Capital and Labor  based on the works of Thomas A. Davies Revised & Rewritten with Additions by Henry A. Ford A.M. – 1884


I wish I could write all across the sky, in letters of gold, the one word, SAVINGS-BANK. Rev Wm. Marsh

The relations of the banking system to the operations of general trade are so intimate and indispensable  that every man of business should be acquainted with their nature and extent. James D. Mills

Insurance is to-day recognized as not only an integral and necessary factor in the commerce of nations, but it is imperatively demanded for the establishment and maintenance of commercial credit among all civilized peoples. To such importance has it grown that governments have acquired immense revenues by taxing the income derived from it, and have in some instances assume greater or less control over it. Insurance Year Book

BANKS are of three kinds -of discount and deposit, individual or private, and savings-banks. They have all but one object—to make money with money. This principle is all-important with the money-maker; and to know how this is done is to accomplish a great object.  This chapter will not presue to give such institutions or individuals any information how it is to be done; for their success generally is a proof that they understand that. Further, it is an occupation—that may me considered a trade within itself— requiring long experience, large knowledge of values, good judgment, rare firmness, and in fact every business qualification in high perfection. Reference to banking as one of the most extensive means of making money with money, is simply to show the moneymaker, after he has got his dollar, how others manage their dollars to advantage, so that he may know the danger of managing his own with his trifling information—a subject which requires superior knowledge and high acquirements to do well.

No statistics are at hand to compare directly any other trade or business with banking in the particular of success. An interesting fact, however, was asserted by an officer of an old Boston bank, that an investigation of their books revealed the fact that, of the one thousand accounts opened with it in starting, only six remained with it forty years afterwards. The parties to all the others had either failed or died destitute of property. The bank had stood, while nine hundred and ninety-four traders out of one thousand had gone down. It can probably be asserted with safety that not five per cent of failures occur in any regular banking business, while there are ninety to ninety-five per cent among commercial houses. Both deal substantially in the same things, the one class in the articles themselves, the other in the paper representing their value. This fact is sufficient to awaken the mind of the merchant or trader to an investigation of the manner in which banks handle their values—what they do, how and when they do it, and how they happen to succeed when so many others lose and fail. And now, Mr. Trader, or Sir Merchant, if you are wide awake enough to this fact to push the investigation and profit by it, you are prepared for a better day’s work than you ever did in your life. But more likely you will say, “Pooh! a bank is one thing, a mercantile business another.”  You say the truth, indeed, as both are conducted at the present day. The result, however, is that the one is a success, while the other is a failure.

But not the trader alone is interested in this question: it is for every one who has made a dollar or who is in the way of making it, to be interested in knowing the machinery of banking, how money is made from money, and further, to know that it requires machinery of a peculiarly delicate nature, and specially well managed, to accomplish the object, at least in this particular way of making money with money. More than half the people who have labored for their dollar do not know that such machinery can have the least bearing upon what they have made, and that putting it through this machine, or some process like it, will send it forth increased in value. The trouble is that they generally put it into some kind of a machine which never allows them to see it again at all, much less any increase from it.

Can the fine, exact machinery of a mint be made by a novice? or can it be managed by one totally ignorant of its construction’? Just as well might a man attempt to increase his means without some knowledge of the necessary machinery, as to coin a standard dollar without knowing the process by which it is coined, and having the faculty to use bis knowledge in the coinage. The trade of multiplying dollars by making dollars work is not caught up in the inspiration of the moment, and he who has a dollar to set at work must know well how the work is to be done; he must find a machine that is known to do this kind of work well, or loss of it is the inevitable result. Hence the long, sad list of failures and wide-spread poverty among our most worthy and energetic men—not to accomplish or earn, or even to amass, but to save, because their dollar has gone into the wrong machine.

The process of banking is the machinery required in order to make money with money. What is this process? In banks of discount and deposit, a number of capitalists generally put in a sum of money apiece, and receive therefor certificates of stock, according to the amount of their subscriptions. The stockholders duly assemble and choose several of their own number for directors, who in turn meet and elect a president, cashier, and sometimes other officers. In their bank people leave (deposit) their money for safekeeping within convenient reach; and the original money subscribed by the stockholders, with the deposits, makes a capital with which to purchase moneyed, interest-bearing securities—generally notes of hand, representing property of different kinds. The  bank is then ready for business—to loan the money on short dates for an increase.

The whole matter is very simple to this point, and almost anyone could go through it. But now comes the tug of war, for success or failure, even in this business. A merchant enters with a note he has taken for goods sold, and says to the Cashier, “I wish you would give me the money on this.” The answer is, “I will hand it to the President, and give you a reply after the Board meets.” The President lays the applicant’s paper before the Board of Directors; and if it is strongly endorsed and has collateral security enough to make the loan perfectly safe, the note is “done,” as it is called, and the merchant gets his money.

Do you see anything in this process to attract attention? When you take a note, or part with property or money, do yon do anything of this kind? Do you submit your financial transactions for the approval or rejection of two shrewd, trained business men, who, not content to rely solely upon their own
judgment, summon to their aid a number of other first-class business men, to pass upon the security offered? Bear in mind that in the very first instance they require at least two good, strong names to start with, or equally safe collateral security, and then that the line of payment is usually very short— from thirty to ninety days. Sometimes a bank loses even with these precautions ; but not very often. By requiring two names and making the time of payment short, one or the other is pretty certain to save the loan. No business transaction has not some risk, the main thing being to reduce that risk by every devisable precaution as low as possible. In the matter of taking a note, twelve to fourteen able and longtrained business men carefully consult as to the value of the security proposed, and everyone is pecuniarily interested in the result. An isolated person, then, who has a security to take, can consult no one else who has a like intercst with him. Such investments are generally made upon reference to persons who have no interest with the one who parts with his property, but whose interest as a general rule is to have you part with your property, that they may get pay for the property with which they have parted.

Now, do you think a bank would part with its money on such terms or such representations? If it did, anyone knows what would be the result. Do you wonder, then, that on such a system of credits traders fail, or that banks succeed by such care, caution, and scrutinizing discrimination? The banks divide their earnnings periodically among the stockholders, who make new investments in similar kind; while the trader declares no dividend, puts nothing away to the good, but keeps all his eggs in one basket, subject to the vicissitudes of trade.

Banks of discount and deposit are useful, as a means  of making money with money, to those who have com, comparatively large sums to set at work. But there is a class of moneyed institutions called savings-banks, in which any person can in like manner set any sum at work, from one dime upward. But the amount of profit derived is not generally so great as in the banks of discount and deposit. The savings-banks will receive separate treatment presently.

Although banks present so far the nearest approach to perfection in the interchange of values represented by paper, there are certain general principles that will materially increase these earnings. They may briefly
be stated to be,—

  • First, the business qualifications of its officers.
  • Second, judicious selection of its credit.
  • Third, the current expenses.
  • Fourth, general reputation.

The personal popularity of the officers of a bank, and the manner in which customers or depositors are treated, either win or lose money for the concern, the same general rules of courtesy holding in these cases as in transactions between merchants, or between them and their customers. No thoughtful business man will neglect this principle, whether he is in a bank or any other business where his profits depend upon people who have a choice, and can take their money at discretion to one or to another. If a depositor goes into a bank to get some of his money, and a teller makes him wait while he finishes a long chat with a fellow-clerk or adds up a column of figures as long as his arm, which he could just as well postpone a moment, the underling is unfit for his place and is a damage to the bank—money actually lost to it. Say what you will, the waiting man feels uncomfortable; and instead of using his influence to advance the interests of that institution, he will hold it back, if he does not inflict damage in some way. Instead of an active friend, the bank will have but a cool one, if not an open enemy; and there is no telling when his influence, by a single word, may not strike to its damage or loss. So any other carelessness or neglect, on the part of a bank officer or employee, will tend to the same result.

On the other hand, to be polite, attentive, agreeable to all, at the same time doing business on business principles, will bring many dollars into the deposit-line, and long keep them there. The bank will make powerful friends, whose influence will be exerted to bring it new business and open new avenues of profit. An interest in the welfare and prosperity of the institution is lighted up, that will serve as a watchfire for its interests, and give the alarm when danger of loss appears. A general reputation and thrift will be infused into its whole business, which will roll in heavily on the deposit-line and out heavily on the dividends. In time of trouble all will pay such an institution who can.

Savings-banks are organized and conducted by persons of much practical knowledge and financial skill, for the benefit of those who desire to save and improve small sums of money, but do not know where or how to place them at interest, and yet have them subject to their call. The savings-bank was started by Miss Priscilla Wakeham, of the Parish of Tottenham, Middlesex, England, nearly a century ago, and after some years had a yery rapid growth. The plan is eminently useful and truly charitable. It requires a convenient building for its business, and the usual officers to conduct it. They take deposits, large or small, and invest them in good-sized sums at higher rates of interest than they pay depositors, the difference being used for current expenses and salaries. The interest received is usually seven per cent or more, and that paid depositors is four to five per cent, and even less for very short periods of deposit.

The bank holds itself ready to meet obligations to depositors at all times, on demand. The advantage resulting to the depositor is apparent, since he can not invest small sums safely in any other way. He generally knows nothing of practical financiering, and it would be costly for him to get security by any other means. Other securities, too, are not always convertible into cash without some percentage of loss.

Too much can hardly be said in favor of savings institutions for the protection of earnings and as incentives to economy. They supply a safe and certain means by which in a few years, as we have already seen, an independence can be attained, and the money that represents it is always within reach. The money that a mechanic, day-laborer, domestic, operative, or other wage-worker, spends in trifles that add neither to his comfort nor happiness, is a powerful stream of wealth, which, if poured into a savings-bank, soon becomes a large amount of money. The first dollar thus saved and fast anchored, becomes the nucleus of further and rapid additions, and the taste for economy and desire of accumulation will grow with every successive deposit. Such a person becomes a conservative member of society, a good, prosperous citizen. When a man or woman has made the first deposit, from that moment his or her services are more valuable, and higher wages can be commanded. It is a guarantee or endorsement that the depositor’s course of life is to be governed by principles of economy and habits of saving, and that the property of an employer is not to be wasted or destroyed. Noon, then, should fail to make a first deposit, or to train himself to strict principles of economy, the cutting off of such expenses as are not really necessary for either comfort or respectability. It should be remembered, also, that such a course commands general respect and uplifts the depositor’s character. One feels more independent, and carries the evidence of it in his whole bearing and demeanor, when he is free of debt and has money at interest. If this statement should be challenged by anyone, let him try it, and  he will find, from the instant of success, that he lives in a new world. Any person, no matter what his walk in life, is more esteemed and more deferred to by his fellows if he is known to be without embarrassments or encumbrances, and has, money at his disposal. The same rule governs the coachman, the housemaid—classes of persons. Let it become known that an industrious young working man or woman has a bank account, with his bank-book as the evidence of it; and though the amount of his deposit be wholly unknown, the mere fact of it gives one importance and influence. There is no surer way for a young woman to get a husband, and most likely a good one, than to have a good sum in bank.

Upon the next two pages we give tables showing the wonderful results of compounding interest for terms of one year to one hundred years, and at rates from one to eight per cent. Upon the basis of the one dollar given, the amount for any sum may be computed. Thus, to find what $50 will come to in twenty years, at four per cent interest, find the result for one dollar in the table, which is $2.19, and multiply it by fifty, which gives $109.50. These tables are highly interesting and valuable, and should be carefully studied.



Under the head of Insurance are classed several varieties—among the more common fire, marine, inland, accident, and life, among the rarer tornado, livestock, and plate-glass insurance.  All belong to the class of business we are considering—money-making with money. They are further subdivided into cash and mutual companies, and are here considered more as examples how money can be made with money, and s0 of peculiar interest to the money-maker, than with a view to special commendation of them, as the most or the least profitable method of so doing. It is rather also to explain their existence as means of saving than of making.

Like banks, insurance companies are usually conducted by superior business men, and upon the same general principles. They have become genuine necessities to all who have property at the risk of the elements, and can not afford to insure themselves—that is, to lose without embarrassment. To the moneymaker they are invaluable, not only as a means of offset against loss, but to make accumulated money gain money. Sometimes the profits of such a business are very large—and at times, too, more frequently than in banking, there is a total loss of the capital invested. It may be said, indeed, that in all business where profits are large, corresponding risks of loss are run. In this branch the chances of gain are greater on marine than on fire insurance, other things being equal.

But the chief benefit of such institutions to the money-maker is that, if his property is in such shape that it can be destroyed by the elements, and it is so
destroyed, wholly or partly, he can cover his loss by the payment annually of a comparatively small sum. Every one, therefore, who is endeavoring to make
money should keep all his endangered property fully insured. An hour’s neglect may lose you many years of toil, as has repeatedly occurred. Take especial care when yon settle’ your agreements with the company’s agent; see that all stipulations are written into the body of the policy, and read it over when completed, with cautious criticism of every point and particular. Observe what you agree, and what they agree, to do. Probably not one-half the policies which are signed and accepted are read over in detail. People presume as of course that they are all right. So they may be; but enough unpleasant surprises and serious losses have resulted from this neglect to put you upon thorough watchfulness in the matter.

If, too, you do not know the officers of a company to be honest and reliable men, with a high standing as such in the community, let it alone; it will probably not pay you in case of loss, if it can get out of it. And if you hear of a company whose” adjuster” is forever chaffering, and screwing and sealing down a loss, and never paying fairly full amounts, especially when a poor man or woman has sustained the loss, have nothing to do with that company; its managers will deal with you so in your day of distress. They have been paid your premiums to pay your loss in full to the extent of your policy, and should do so as cheerfully as they have taken your money. Look more to these than to the capital of the company; but look well to both. Don’t trust your property in the hands of those whom you do not know, personally or by authentic reputation, “down to the ground.” Better pay a fair, reputable company—one that will take pains at once to find out what is your entire loss, and then pay it promptly—a large price at first, than have ten times the sum pared off by a rascally adjuster when your loss occurs. No company, it is true, will undertake this unless steeped in ignorance of its true interests; nor will it retain an official for one moment who tries to save dishonestly on a loss. They lose more by him in the end than do the insured. It is the style in which losses are settled that mainly draws business or repels it. No one forgets the company or the man who does the dishonest thing under such painful circumstances, or the one who deals fairly and uprightly with the misfortune.

The insured may be called upon to take the company’s promise-to-pay for a large amount. Ask yourself, then, Would a bank take their note for this sum, and pay the face of it? Following fully the bank example, you would have to inquire of twelve or fourteen good business men whether they would do so, and trust the company if they would, taking your insurance accordingly.

But on the other hand, the company may be, and often is, subject to fraud by the insured. It is for its interest never to presume fraud without positive proof, at least such proof as would convince a jury. It may better pay, and look next time more carefully to the policy-holder’s character. More money will be made in the long-run by this course. For its own interest, too, there should be no long delay or palaver about the payment of a loss, unless it is intended to contest the case in the courts. A compromise will lose the company more than the sum apparently saved, since one-half of those who hear of it will take for granted that it was an unjust settlement.

The same exercise of civility and pleasant manners, and of interest in the insured, that was recommended to bank officers and employees, is necessary also in the insurance business. All courtesies tell to the profit of the company, the enlargement of its dividends; and in general there is no business in which sound judgments, honest purposes, good reputation, and a fair policy, are rewarded with more promptness and fullness than in this.


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WIPO HQ Geneva


TITLE I – PLANT VARIETY PROTECTION OFFICE Chapter Section 1. Organization and Publications . 1 2. Legal Provisions as to the Plant Variety Protection Office . 21 3. Plant Variety Protection Fees . 31


Why Beauty Matters – Sir Roger Scruton

Roger Scruton – Why Beauty Matters (2009) from Mirza Akdeniz on Vimeo.

Click here for another site on which to view this video.

Sadly, Sir Roger Scruton passed away a few days ago—January 12th, 2020. Heaven has gained a great philosopher.

Home Top of [...] Read more →

A History of the Use of Arsenicals in Man

The arsenicals (compounds which contain the heavy metal element arsenic, As) have a long history of use in man – with both benevolent and malevolent intent. The name ‘arsenic’ is derived from the Greek word ‘arsenikon’ which means ‘potent'”. As early as 2000 BC, arsenic trioxide, obtained from smelting copper, was used [...] Read more →

Traditional JuJutsu Health, Strength and Combat Tricks

Jujitsu training 1920 in Japanese agricultural school.



In the writer’s opinion it becomes necessary to make at this point some suggestions relative to a very important part of the training in jiu-jitsu. [...] Read more →

The Hatha Yoga Pradipika


Translated into English by PANCHAM SINH

Panini Office, Allahabad [1914]


There exists at present a good deal of misconception with regard to the practices of the Haṭha Yoga. People easily believe in the stories told by those who themselves [...] Read more →

Public Attitudes Towards Speculation

Reprint from The Pitfalls of Speculation by Thomas Gibson 1906 Ed.


THE public attitude toward speculation is generally hostile. Even those who venture frequently are prone to speak discouragingly of speculative possibilities, and to point warningly to the fact that an overwhelming majority [...] Read more →

Horn Measurement

Jul. 23, 1898 Forest and Stream, Pg. 65

Horn Measurements.

Editor Forest and Stream: “Record head.” How shamefully this term is being abused, especially in the past three years; or since the giant moose from Alaska made his appearance in public and placed all former records (so far as [...] Read more →

The Age of Chivalry


On the decline of the Roman power, about five centuries after Christ, the countries of Northern Europe were left almost destitute of a national government. Numerous chiefs, more or less powerful, held local sway, as far as each could enforce his dominion, and occasionally those [...] Read more →

How to Make Money – Insurance

Life insurance certificate issued by the Yorkshire Fire & Life Insurance Company to Samuel Holt, Liverpool, England, 1851. On display at the British Museum in London. Donated by the ifs School of Finance. Photo by Osama Shukir Muhammed Amin FRCP(Glasg)

From How to Make Money; and How to Keep it, Or, Capital and Labor [...] Read more →

Preserving Iron and Steel Surfaces with Paint

Painting the Brooklyn Bridge, Photo by Eugene de Salignac , 1914


Excerpt from: The Preservation of Iron and Steel Structures by F. Cosby-Jones, The Mechanical Engineer January 30, 1914


This is the method of protection against corrosion that has the most extensive use, owing to the fact that [...] Read more →

The Hunt Saboteur

The Hunt Saboteur is a national disgrace barking out loud, black mask on her face get those dogs off, get them off she did yell until a swift kick from me mare her voice it did quell and sent the Hunt Saboteur scurrying up vale to the full cry of hounds drowning out her [...] Read more →

Cleaning Watch Chains

To Clean Watch Chains.

Gold or silver watch chains can be cleaned with a very excellent result, no matter whether they may be matt or polished, by laying them for a few seconds in pure aqua ammonia; they are then rinsed in alcohol, and finally. shaken in clean sawdust, free from sand. [...] Read more →

Valentine Poetry from the Cotswold Explorer


There is nothing more delightful than a great poetry reading to warm ones heart on a cold winter night fireside. Today is one of the coldest Valentine’s days on record, thus, nothing could be better than listening to the resonant voice of Robin Shuckbrugh, The Cotswold [...] Read more →

Slaughter in Bombay

From Allen’s Indian Mail, December 3rd, 1851


On the evening of November 15th, the little village of Mahim was the scene of a murder, perhaps the most determined which has ever stained the annals of Bombay. Three men were massacred in cold blood, in a house used [...] Read more →

Stoke Park – Granted by King Charles I

Stoke Park Pavillions


Stoke Park Pavilions, UK, view from A405 Road. photo by Wikipedia user Cj1340


From Wikipedia:

Stoke Park – the original house

Stoke park was the first English country house to display a Palladian plan: a central house with balancing pavilions linked by colonnades or [...] Read more →

Fly Casting Instructions

It is a pity that the traditions and literature in praise of fly fishing have unconsciously hampered instead of expanded this graceful, effective sport. Many a sportsman has been anxious to share its joys, but appalled by the rapture of expression in describing its countless thrills and niceties he has been literally [...] Read more →

Mortlake Tapestries of Chatsworth

Mortlake Tapestries at Chatsworth House

Click here to learn more about the Mortlake Tapestries of Chatsworth

The Mortlake Tapestries were founded by Sir Francis Crane.

From the Dictionary of National Biography, 1885-1900, Volume 13

Crane, Francis by William Prideaux Courtney

CRANE, Sir FRANCIS (d. [...] Read more →

Watch Fraud on eBay


EBay has had a problem with fraudulent sellers since its inception back in 1995. Some aspects of the platform have improved with algorithms and automation, but others such as customer service and fraud have gotten worse. Small sellers have definitely been hurt by eBay’s [...] Read more →

Abingdon, Berkshire in the Year of 1880

St.Helen’s on the Thames, photo by Momit


From a Dictionary of the Thames from Oxford to the Nore. 1880 by Charles Dickens

Abingdon, Berkshire, on the right bank, from London 103 3/4miles, from Oxford 7 3/4 miles. A station on the Great Western Railway, from Paddington 60 miles. The time occupied [...] Read more →

Wine Making

Wine Making

Grapes are the world’s leading fruit crop and the eighth most important food crop in the world, exceeded only by the principal cereals and starchytubers. Though substantial quantities are used for fresh fruit, raisins, juice and preserves, most of the world’s annual production of about 60 million [...] Read more →

Palermo Wine

Take to every quart of water one pound of Malaga raisins, rub and cut the raisins small, and put them to the water, and let them stand ten days, stirring once or twice a day. You may boil the water an hour before you put it to the raisins, and let it [...] Read more →

Gout Remedies

Jan Verkolje Antonie van Leeuwenhoek was the first person to describe gout or uric acid crystals 1679.

For one suffering gout, the following vitamins, herbs, and extracts may be worth looking into:

Vitamin C Folic Acid – Folic Acid is a B vitamin and is also known as B9 – [Known food [...] Read more →

Mrs. Beeton’s Poultry & Game – Choosing Poultry

To Choose Poultry.

When fresh, the eyes should be clear and not sunken, the feet limp and pliable, stiff dry feet being a sure indication that the bird has not been recently killed; the flesh should be firm and thick and if the bird is plucked there should be no [...] Read more →

Sir Peter Francis Bourgeois and the Dulwich Picture Gallery

Noel Desenfans and Sir Francis Bourgeois, circa 1805 by Paul Sandby, watercolour on paper

The Dulwich Picture Gallery was England’s first purpose-built art gallery and considered by some to be England’s first national gallery. Founded by the bequest of Sir Peter Francis Bourgois, dandy, the gallery was built to display his vast [...] Read more →

Tuna Record


July 2, 1898. Forest and Stream Pg. 11

The Tuna Record.

Avalon. Santa Catalina Island. Southern California, June 16.—Editor Forest and Stream: Several years ago the writer in articles on the “Game Fishes of the Pacific Slope,” in [...] Read more →

David Starkey: Britain’s Last Great Historian

Dr. David Starkey, the UK’s premiere historian, speaks to the modern and fleeting notion of “cancel culture”. Starkey’s brilliance is unparalleled and it has become quite obvious to the world’s remaining Western scholars willing to stand on intellectual integrity that a few so-called “Woke Intellectuals” most certainly cannot undermine [...] Read more →

Classic Restoration of a Spring Tied Upholstered Chair


This video by AT Restoration is the best hands on video I have run across on the basics of classic upholstery. Watch a master at work. Simply amazing.


Round needles: Double pointed hand needle: Hand tools: Staple gun (for beginner): Compressor [...] Read more →

Country Cabbage and Pea Soup

Add the following ingredients to a four or six quart crock pot, salt & pepper to taste keeping in mind that salt pork is just that, cover with water and cook on high till it boils, then cut back to low for four or five hours. A slow cooker works well, I [...] Read more →

Books Condemned to be Burnt








WHEN did books first come to be burnt in England by the common hangman, and what was [...] Read more →

Antibiotic Properties of Jungle Soil

If ever it could be said that there is such a thing as miracle healing soil, Ivan Sanderson said it best in his 1965 book entitled Ivan Sanderson’s Book of Great Jungles.

Sanderson grew up with a natural inclination towards adventure and learning. He hailed from Scotland but spent much [...] Read more →

Something about Caius College, Cambridge

Gate of Honour, Caius Court, Gonville & Caius

Gonville & Caius College, known as Caius and pronounced keys was founded in 1348 by Edmund Gonville, the Rector of Terrington St Clement in Norfolk. The first name was thus Goville Hall and it was dedicated to the Annunciation of the Blessed Virgin Mary. [...] Read more →

Indian Mode of Hunting – Beaver

Jul. 30, 1898 Forest and Stream Pg. 87

Indian Mode of Hunting.


Wa-sa-Kejic came over to the post early one October, and said his boy had cut his foot, and that he had no one to steer his canoe on a proposed beaver hunt. Now [...] Read more →

Indian Modes of Hunting – Setting Fox Traps

Aug. 13, 1898 Forest and Stream, Pg. 125

Game Bag and Gun.

Indian Modes of Hunting. III.—Foxes.

The fox as a rule is a most wily animal, and numerous are the stories of his cunning toward the Indian hunter with his steel traps.

Napoleon’s Pharmacists


Of the making of books about Napoleon there is no end, and the centenary of his death (May 5) is not likely to pass without adding to the number, but a volume on Napoleon”s pharmacists still awaits treatment by the student in this field of historical research. There [...] Read more →

Popular Mechanics Archive

Click here to access the Internet Archive of old Popular Mechanics Magazines – 1902-2016

Click here to view old Popular Mechanics Magazine Covers

Home Top of Pg. Read more →

Here’s Many a Year to You

” Here’s many a year to you ! Sportsmen who’ve ridden life straight. Here’s all good cheer to you ! Luck to you early and late.

Here’s to the best of you ! You with the blood and the nerve. Here’s to the rest of you ! What of a weak moment’s swerve ? [...] Read more →

Guaranteed 6% Dividend for Life. Any takers?

Any prudent investor would jump at the chance to receive a guaranteed 6% dividend for life. So how does one get in on this action?

The fact of the matter is…YOU can’t…That is unless you are a shareholder of one of the twelve Federal Reserve Banks and the banks under [...] Read more →

Clairvoyance and Occult Powers

Vishnu as the Cosmic Man (Vishvarupa) Opaque watercolour on paper – Jaipur, Rajasthan c. 1800-50



By Swami Panchadasi

Copyright, 1916

By Advanced Thought Pub. Co. Chicago, Il


In preparing this series of lessons for students of [...] Read more →

The First Christian Man Cremated in America

Laurens’ portrait as painted during his time spent imprisoned in the Tower of London, where he was kept for over a year after being captured at sea while serving as the United States minister to the Netherlands during the Revolutionary War.

The first Christian white man to be cremated in America was [...] Read more →

Cocktails and Canapés

From The How and When, An Authoritative reference reference guide to the origin, use and classification of the world’s choicest vintages and spirits by Hyman Gale and Gerald F. Marco. The Marco name is of a Chicago family that were involved in all aspects of the liquor business and ran Marco’s Bar [...] Read more →

A Creative Approach to Saving Ye Olde Cassette Tapes

Quite possibly, the most agonizing decision being made by Baby Boomers across the nation these days is what to do with all that vintage Hi-fi equipment and boxes full of classic rock and roll cassettes and 8-Tracks.

I faced this dilemma head-on this past summer as I definitely wanted in [...] Read more →

The First Pineapple Grown in England

First Pineapple Grown in England

Click here to read an excellent article on the history of pineapple growing in the UK.

Should one be interested in serious mass scale production, click here for scientific resources.

Growing pineapples in the UK.

The video below demonstrates how to grow pineapples in Florida.

[...] Read more →

The Fowling Piece – Part I

THE FOWLING PIECE, from the Shooter’s Guide by B. Thomas – 1811.

I AM perfectly aware that a large volume might be written on this subject; but, as my intention is to give only such information and instruction as is necessary for the sportsman, I shall forbear introducing any extraneous [...] Read more →

A General Process for Making Wine

A General Process for Making Wine.

Gathering the Fruit Picking the Fruit Bruising the Fruit Vatting the Fruit Vinous Fermentation Drawing the Must Pressing the Must Casking the Must Spirituous Fermentation Racking the Wine Bottling and Corking the Wine Drinking the Wine


It is of considerable consequence [...] Read more →

Of Decorated Furniture

DECORATED or “sumptuous” furniture is not merely furniture that is expensive to buy, but that which has been elaborated with much thought, knowledge, and skill. Such furniture cannot be cheap, certainly, but the real cost of it is sometimes borne by the artist who produces rather than by the man who may [...] Read more →